If you haven't joined Daily Worth yet - I just wanted to tell you that it's very worth a couple minutes of your time each day. They send daily bites of financial advice that are easy to understand and (as it turns out) super-helpful! I was just reading about:
- How banks will be Defaulting to Mandatory Overdraft Protection on debit cards starting July 1st (Unless you decline - read all the paperwork they're sending you!)
- How to make a 3-Minute Summer Budget (Pull out the lawnchairs and enjoy your backyard!)
- A FANTASTIC plan called the "One Hour Project": Spending just 1-Hour a week to to take small steps to eliminate debt.
My banks did this about a year ago. It messed me all up at first. I couldn't figure out how I had quite a bit more money they were saying I had (I was listening to the telephone banking) anyway, I found out they had automatically enrolled me in that system. I had to go in the bank and "opt out" to get that taken off. If I don't have the money in my account, I don't want to use their money and have to pay them back! I would rather be declined at the register before the tranaction occurs! Be careful!
ReplyDelete